GOAL-BASED INVESTING

Give every investment a job to do.

Goal-based investing starts with the target, time horizon and risk capacity, then works backward to the required investment amount and asset allocation.

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Best suited for

Goal-Based Mutual Fund Investing

Useful for goals such as retirement, children's education, house purchase, wealth creation or future income.

GoalPurpose first
HorizonTime matters
RiskProfile aware
ReviewTrack progress
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How It Works

Understand the method before using it.

Goal-based investing starts with the target, time horizon and risk capacity, then works backward to the required investment amount and asset allocation.

Investor ProfileTime HorizonRisk CapacityTax Impact
Key Points

What you should know.

Define the targetEstimate the future value of the goal after inflation.
Match the time horizonLonger goals may tolerate a different asset mix than short-term goals.
Review periodicallyRebalance or increase investments as income, goals and markets change.
Simple Process

Build the plan in four steps.

01

Define objective

Clarify why the money is being invested or withdrawn.

02

Set time horizon

Decide when the money may be needed.

03

Select allocation

Choose suitable scheme categories based on risk and goal.

04

Review

Track progress and make changes when the goal or circumstances change.

Plan Your Goal

Use this as a planning framework, then choose schemes only after considering suitability and risk.

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